I frequently hear from small businesses owners who are pondering offering group health insurance. Since I only work with clients who buy their own insurance, I usually refer them on to Jacqueline Habenicht of Benefit Empowerment, who focuses on that area of expertise. She does a really good job of laying out what putting in place a group plan entails.

While there are some really good reasons for an employer to have a group health plan (for attracting and retaining employees, for example), from...
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