Posted by Sharon Nuttall on Tuesday, January 12, 2010,
In :
Premiums
Everybody complains about them but most don't do anything about them. I'm talking about health insurance premiums.
When was the last time you ran the numbers to see if what you're paying makes sense for your situation?
If you're dealing with major illness and have been in and out of the hospital and are receiving ongoing treatments, by all means, stay with what you have. You're most likely getting WAY more than your money's worth! (Which brings me to a question for a whole other day: why do p... Continue reading ...
Posted by Sharon Nuttall on Friday, January 8, 2010,
In :
HSAs
Bill and I (and many of my clients) have an HSA-qualified high
deductible health plan. The premiums are wonderfully low, but of course
we had to give up a few things to get those low premiums - like office
visit and prescription drug copays. We have found it an excellent
trade-off. (And, by the way, we do have full coverage for our annual
physicals.)
What hadn't occurred to me was how differently doctors tend to practice
medicine when there aren't any copays. A key part of this has been that... Continue reading ...